# Borrow

The borrow function transfers an asset from the protocol to the user, and creates a borrow balance which begins accumulating interest based on the [Borrow Rate](https://docs.agilefi.org/atokens/borrow-rate) for the asset. The amount borrowed must be less than the user's [Account Liquidity](https://docs.agilefi.org/comptroller/get-account-liquidity) and the market's available liquidity.

To borrow Ether, the borrower must be 'payable' (solidity).

**SErc20 / SEther**

```
function borrow(uint borrowAmount) returns (uint)
```

* `msg.sender`: The account to which borrowed funds shall be transferred.
* `borrowAmount` : The amount of the underlying asset to be borrowed.
* `RETURN`: 0 on success, otherwise an [Error code](https://docs.agilefi.org/atokens/error-codes)

**Solidity**

```
SErc20 aToken = SErc20(0x3FDA...);
require(aToken.borrow(100) == 0, "got collateral?");
```

**Web3 1.0**

```javascript
const aToken = SEther.at(0x3FDB...);
await aToken.methods.borrow(50).send({from: 0xMyAccount});
```